Ready to learn all about mortgages?

Whether you're buying soon or just exploring, you'll gain key mortgage knowledge to make smarter, more informed decisions.
1
Should I buy a house or rent? (And considerations for those who may not be in their permanent location.)
2
What are the basic types of mortgages (and down payment options)?
3
Tangible ways to financially prepare for homeownership.
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Michael is the President and Co-founder of Panacea Financial and is also a practicing physician in Little Rock, AR. With a faculty position and board certifications in both Internal Medicine and Pediatrics, Michael is able to treat patients of all ages and teach medical trainees in both inpatient and outpatient settings.
Daryl McCarthy is a Market Leader with Primis Mortgage, a partner of Panacea Financial. With over 25 years of experience in the mortgage industry and a passion for assisting families in realizing their dreams of home ownership, Daryl brings dedication and expertise to his role.
Disclosure Information:
The information and advertised terms, including interest rates, are from Primis Mortgage Company (www.nmlsconsumeraccess.org NMLS# 1894879; Equal Housing Lender). Mortgage applications can only be submitted in those states that Primis Mortgage is approved to lend. Panacea Financial is not a mortgage lender in any transaction and does not make mortgage loans, mortgage loan commitments or lock-rates related to mortgage loans. All credit decisions for mortgage loans, including loan approval and the conditional rates and terms offered, are the responsibility of Primis Mortgage Company and will vary based upon the loan requested, the borrower’s financial situation, and criteria determined by Primis Mortgage Company. Not all consumers will qualify for the advertised rates and terms. All information provided is subject to verification. Other terms and conditions may apply. Panacea Financial does not guarantee that Primis Mortgage Company will make you a conditional loan offer and nothing herein or on this website is considered a commitment to lend. Panacea Financial is a division of Primis Bank and Primis Mortgage Company is a subsidiary of Primis Bank.