Panacea Financial Referral Program Terms & Conditions
By participating in the Panacea Referral Program (“Program”), you agree to the following terms and conditions:
Eligibility
- Panacea Financial customers are eligible to participate in this program.
- Referred individuals must be new to Panacea Financial (i.e., they cannot have or have previously had an account with Panacea Financial).
- Employees of Panacea Financial are not eligible to participate in the Program.
Referral Reward Criteria
- A high-yield savings account referral is considered successful when the referred person opens and funds a Panacea Financial High-Yield Savings Account (HYSA) with at least $25 and their account has been open for a minimum of one (1) month.
- Once eligibility criteria are met, referral rewards will be deposited directly into the referrer’s Panacea account. If the referrer does not have a Panacea account, they will need to open one to receive referral payments.
- If the referred person does not open a Panacea Financial account or does not have one at the time of reward issuance, their funds will be donated to the Panacea Financial Foundation.
Reward Payment & Limitations
- There is no stated limit on the number of referrals a participant can make.
Additional Terms
- Panacea Financial reserves the right to modify, suspend, or terminate the Program at any time without prior notice.
- Fraudulent or abusive referral activity may result in disqualification from the Program and forfeiture of any rewards.