Get your referral code:

Panacea Financial Referral Program Terms & Conditions

By participating in the Panacea Referral Program (“Program”), you agree to the following terms and conditions:

Eligibility

  • Panacea Financial customers are eligible to participate in this program.
  • Referred individuals must be new to Panacea Financial (i.e., they cannot have or have previously had an account with Panacea Financial).
  • Employees of Panacea Financial are not eligible to participate in the Program.

Referral Reward Criteria

  • A high-yield savings account referral is considered successful when the referred person opens and funds a Panacea Financial High-Yield Savings Account (HYSA) with at least $25 and their account has been open for a minimum of one (1) month.
  • Once eligibility criteria are met, referral rewards will be deposited directly into the referrer’s Panacea account. If the referrer does not have a Panacea account, they will need to open one to receive referral payments.
  • If the referred person does not open a Panacea Financial account or does not have one at the time of reward issuance, their funds will be donated to the Panacea Financial Foundation.

Reward Payment & Limitations

  • There is no stated limit on the number of referrals a participant can make.

Additional Terms

  • Panacea Financial reserves the right to modify, suspend, or terminate the Program at any time without prior notice.
  • Fraudulent or abusive referral activity may result in disqualification from the Program and forfeiture of any rewards.