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Panacea Financial Referral Program Terms & Conditions

By participating in the Panacea Referral Program (“Program”), you agree to the following terms and conditions:

Eligibility

• Panacea Financial customers are eligible to participate in this program.
• Referred individuals must be new to Panacea Financial (i.e., they cannot have or have previously had an account with Panacea Financial).
• Employees of Panacea Financial are not eligible to participate in the Program.

Referral Reward Criteria

• A high-yield savings account referral is considered successful when the referred person opens and funds a Panacea Financial High-Yield Savings Account (HYSA) with at least $25 and their account has been open for a minimum of one (1) month.
• Once eligibility criteria are met, referral rewards will be deposited directly into the referrer’s Panacea account. If the referrer does not have a Panacea account, they will need to open one to receive referral payments.
• If the referred person does not open a Panacea Financial account or does not have one at the time of reward issuance, their funds will be donated to the Panacea Financial Foundation.

Reward Payment & Limitations

• There is no stated limit on the number of referrals a participant can make.

Additional Terms

• Panacea Financial reserves the right to modify, suspend, or terminate the Program at any time without prior notice.
• Fraudulent or abusive referral activity may result in disqualification from the Program and forfeiture of any rewards.
• Referral codes are intended for personal use by friends and family, and may not be distributed for commercial purposes or publicly shared for use by the general public, including on websites where you are not the primary owner or operator. Panacea Financial reserves the right to decline to honor referral codes and/or terminate participation in the referral program if misuse or abuse is suspected, including, but not limited to, posting referral codes on deal, coupon, or review aggregation sites.